Home Terms of Use

Terms of Use

Guidelines for using the JadeInsure website, account, and coverage review service.

EffectiveApril 2026
01

Acceptance of these terms

Using the JadeInsure website, creating an account, or initiating a coverage review counts as acceptance of these terms. If any portion feels unworkable, the simple step is to stop using the service. There is no buried language that overrides this plain statement.

02

Eligibility requirements

Use of the service is intended for adults aged eighteen and older who reside in the United States. Coverage review activities reflect insurance regulations that vary by state; the focus on U.S. residents keeps applicable rules consistent.

03

Nature of the service offered

JadeInsure provides insurance coverage review and comparison guidance across auto, home, health, Medicare, life, and business categories. The service connects individuals with carriers and outlines coverage trade-offs in plain language. It does not replace specific advice from an attorney, tax professional, or financial planner where their judgment is needed.

04

Account responsibilities

Account holders are responsible for keeping their login credentials confidential and for activity that occurs under their account. Notify JadeInsure promptly if unauthorized access is suspected.

  • Use a unique password not reused across other sites
  • Keep contact details current so renewal reminders reach the right inbox
  • Notify JadeInsure if account access is shared with a household member
  • Update or close the account when it is no longer needed
05

Accuracy of submitted information

Coverage review only produces useful results when the underlying details are accurate. Driving history, property condition, household composition, business operations, and similar inputs should reflect reality. Coverage placed on the basis of inaccurate information may be voided by the issuing carrier and could leave a claim unpaid.

06

Permitted and prohibited use

The service is intended for personal coverage decisions and ordinary business protection planning. Bulk scraping of content, automated submissions to forms, attempts to gain unauthorized access, and use of the website to harass, defame, or harm others fall outside permitted use.

07

Intellectual property of the site

Page layouts, written content, logos, and graphic elements that make up the website are protected and may not be copied for republication without permission. Individuals may save copies of their own coverage summaries for personal reference and may share those summaries with their own advisors as needed.

08

Third-party links and carriers

Links to carrier websites, regulatory pages, and educational resources appear where they help clarify a decision. JadeInsure does not control content on external sites and is not responsible for their accuracy, security, or terms. A link is not an endorsement of every product an outside site may offer.

09

No guarantee of specific coverage outcomes

Underwriting decisions belong to the issuing carrier. Eligibility, premium, and final terms depend on the carrier's underwriting rules. JadeInsure does not guarantee that a specific quote or policy will be issued or that historical pricing will remain available.

10

Limitation of liability

To the extent permitted by applicable law, JadeInsure is not liable for indirect, incidental, consequential, or special damages arising from use of the website or service. Direct liability, where any exists, is limited to the amount paid for service in the twelve months prior to the event giving rise to the claim. Many website services are provided at no direct cost; in those cases direct liability is similarly limited.

11

Indemnification

Individuals agree to hold JadeInsure harmless from claims arising out of their own misuse of the service, breach of these terms, or violation of applicable law. This provision does not cover ordinary use of the coverage review service.

12

Termination of access

JadeInsure may suspend or end access to the service if these terms are violated, if account activity becomes harmful to other users, or if continuing access becomes legally untenable. Account holders may close their account at any time by sending a written request to the contact details below.

13

Governing law and disputes

These terms are governed by the laws of the State of Texas without regard to conflicts-of-law principles. Disputes that cannot be resolved informally will be brought in the state or federal courts located within Lubbock County, Texas, unless an applicable arbitration agreement directs otherwise.

14

Changes to these terms

Service offerings change over time and these terms may be updated accordingly. The effective date at the top changes when a revision is published. Significant changes are highlighted on this page. Continued use of the service after an update counts as acceptance of the revised terms.

15

Contact for terms questions

Questions about these terms can be sent to the contact details below. A clear reply will follow within a reasonable window.